Someday Rich: Planning for Sustainable Tomorrows Today (Wiley Finance)

作者 Timothy著Matt Smith著
出版社 Wiley
出版时间 2011年12月第1版
ISBN 9780470920008
定价 427.10

内容简介

Totrulybesuccessful,today'sfinancialadvisormuststriketherightbalancebetweeneffectivelyengagingwithhisorherclientsandfindingmeaningfulwaystomaintaintheirfinancialsecurity.Byframingyourmissioninthisway,youcanhelpyourclientsclarifytheirvision,buildaplantoachieveit,andmanagethatplansotheystayontrack.NobodyunderstandsthisbetterthanauthorsTimothyNoonanandMattSmith—twoseasonedfinancialprofessionalswithoverfivedecadesofcombinedexperienceworkingintheassetmanagementbusiness.Andnow,inSomedayRich,theyshowfinancialadvisorswithclientswhoarerich,orhavetheopportunitytobecomerich,howtosustainaclient'sdesiredlifestyleto,andthrough,retirement.Engagingandinformative,SomedayRichprovidesthecontext,description,andimplementationsuggestionsforthePersonalAssetLiabilityModel—aprocessthatwillallowyoutodetermineaclient'sfundedstatusrelativetotheirfuturespendingneedsaswellasdevelopandmonitortheirinvestmentplanaccordingly.WhilethemethodsinthePersonalAssetLiabilityModelmaynothavebeenpracticallyaccessibletopastadvisorswithalargenumberofclients,thismodelnowbringstogetherthetechnicalmethodstoanswerimportantclientquestionsinawaythatisfeasibleandincludesthecommunicationstrategiesthatcanmakethedeliveryoftheadvicemodelmoreeffective.Alongtheway,thisreliableresourcediscussesthebusinessofgivinggoodadviceandaddresseshowtoincorporatethesestepsintoaclientengagementroadmap.Insightsonvariousotherissuesassociatedwiththisdisciplinearealsoincluded,suchashowtodevelopclienttrustanddeliverpersonalizedservicewhenyouhavesomanyclients,andcontingencyrisks—life,health,disability,andlong-termcare—thatneedtobeconsideredinthefinancialplanningprocess.Andinlaterchapters,single-topicessays,contributedbyexpertsinthefinancialplanningfield,coverissuesrangingfromtargetdatefundsandtheinvestmentaspectsoflongevityrisktomodernportfoliodecumulation.Buildingmorevaluablerelationshipswithyourclientsisadifficultendeavor.ButwithSomedayRich,you'lldiscoverwhatittakestoachievethisgoalasyouputthemonapathtoasustainablefinancialfuture.

作者简介

TimothyNoonanisManagingDirectorofCapitalMarketsInsightsforRussellInvestmentsandaleaderintheU.S.privatewealthmanagementindustry.HeisresponsibleforshapingclientservicestrategiesanddeliveringcapitalmarketsanalysistoadvisorsintheU.S.andaroundtheworld.NoonaniscurrentlyChairmanoftheRussellStrategicAdviceCommitteeandhasbeenthearchitectofRussell'sHelpingAdvisorsinitiative,whichsince2008hasofferedadvisorsintheU.S.,UK,andAustraliainsightstohelpadvisorsandtheirclientscopewithretirementinvestinginahostileeconomicclimate.MattSmithisanindependentconsultantandauthorandcoauthor,respectively,oftwootherWileyFinancebooks,ManagingYourFirm's401(k)Plan:ACompleteRoadMaptoManagingToday'sRetirementPlansandTheRetirementPlanSolution:TheReinventionofDefinedContribution.HewasformerlyseniorvicepresidentanddefinedcontributionpracticeleaderintheUnitedStatesforAonConsulting.PriortoAon,SmithwasmanagingdirectorofretirementservicesforRussellInvestments.Hehasbeeninvolvedwiththedesign,implementation,administration,consulting,andassetmanagementofretirementplansforovertwenty-eightyears.Smithhaswrittenandspokenwidelyontopicsinvolvingretirementplansduringhiscareer.

丛书

Wiley Finance

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