内容简介
Theultimateguideforbankmanagement:howtosurviveandthrivethroughoutthebusinesscycleAnessentialguideforbankersandstudentsoffinanceeverywhere,ThePrinciplesofBankingreiteratesthattheprimaryrequirementofbankingsoundcapitalandliquidityriskmanagementhadbeenforgottenintheyearspriortothefinancialcrash.Servingasapolicyguideformarketpractitionersandregulatorsatalllevels,thebookexplainsthekeystosuccessthatbankersneedtofollowduringgoodtimesinordertobepreparedforthebad,providingin-depthguidanceandtechnicalanalysisofexactlywhatconstitutesgoodbankingpractice.Accessibletoprofessionalsandstudentsalike,ThePrinciplesofBankingcoversissuesofpracticalimportancetobankpractitioners,includingasset-liabilitymanagement,liquidityrisk,internaltransferpricing,capitalmanagement,stresstesting,andmore.Withanemphasisonviewingbusinesscyclesaspatternsofstableandstressfulmarketbehavior,andrichwithworkedexamplesillustratingthekeyprinciplesofbankasset-liabilitymanagement,thebookisanessentialpolicyguidefortodayandtomorrow.Italsooffersreadersaccesstoanaccompanyingwebsiteholdingpolicytemplatesandteachingaids.Illustrateshowunsoundbankingpracticesthatwereevidentinpreviousbankcrasheswererepeatedduringthecreationofthe2007-2008financialmarketcrisisProvidesatemplatethatcanbeusedtocreateasoundliquidityandasset-liabilitymanagementframeworkatanybankAnessentialresourcefortheinternationalbankingcommunityasitseekstore-establishitscredibility,aswellasforstudentsoffinanceExplainstheoriginalprinciplesofbanking,includingsoundlendingpolicyandliquiditymanagement,andwhytheseneedtoberestatedinordertoavoidanotherbankcrisisatthetimeofthenexteconomicrecessionCoverstopicsofparticularimportancetostudentsandacademia,manyofwhicharemarginallyifeveraddressedincurrenttextbooksonfinanceOffersreadersaccesstoacompanionwebsitefeaturinginvaluablelearningandteachingaidsWrittenbyabankingpractitionerwithextensiveprofessionalandteachingexperienceinthefield,ThePrinciplesofBankingexplainsexactlyhowtogetbacktobasicsinriskmanagementinthebankingcommunity,essentialifwearetomaintainasustainablebankingindustry.
作者简介
MooradChoudhryisTreasurer,CorporateBankingDivisionatTheRoyalBankofScotland.HeisVisitingProfessorattheDepartmentofMathematicalSciences,BrunelUniversity;VisitingProfessorattheDepartmentofEconomics,LondonMetropolitanUniversity;andVisitingTeachingFellowattheDepartmentofManagement,Birkbeck,UniversityofLondon.HeisaFellowoftheCharteredInstituteforSecurities&InvestmentandaFellowoftheifs-SchoolofFinance.HelivesinSurrey,England.