The Wall Street Journal: Guide to Starting Your Financial Life

YourRoadtoLifelongFinancialIndependenceIt’sabouttimeyoufeltempoweredtobettermanageyourmoneybecause–intougheconomictimesmorethanever–yourfinancialfreedomdependsonmakingsmartchoices.Butit’shardtoknowwheretobegin,especiallywhenyou’rejuststartingout.Andofcourse,itonlygetsmorecomplicatedasyougothroughlife:Howdoyouestablishgoodcredit?Doyoubuyorrent?Whatkindsofhealthcoveragedoyoureallyneed?Howdoyouactuallystayafloatinanuncertainmarket?TheWallStreetJournalGuidetoStartingYourFinancialLifegetsyouoffontherightfinancialfoot,fromtacklingeverydaychoiceslikecell-phoneplansandpetownershiptobigdecisionssuchassmartinvestmentstrategiesandbuyingacarorahouse.You’lllearn:•Howtoopenyourfirstcheckingandsavingsaccounts,getyourfirstcreditcard,andestablishgoodcredit•Theinsandoutsofstartingajob,includinginformationabouttaxes,choosinghealthinsuranceoptions,andsavingforretirement•Howtobudgetforbigpurchasesandexpenses,suchaspayingoffstudentloans,buyingacar,andaffordingyourhousing•Strategiesforbuyingthelittlethingsyouwantandneedwithoutgoingbroke•Thebasicsofinvesting,howtomanageaninheritance,andthedocumentsyouneedtoprotectyourassetsThisvaluableresourceputsyouinthedriver’sseat,soyouwillbeincontrolofyourmoneyandonyourwaytoachievinglifelongfinancialindependenceacrossanyeconomicterrain.